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"Jinming Cao" ×
IJBP Research Article Apr 28, 2021
Logistic Model of Credit Risk during the COVID-19 Pandemic
Bin Zhao* and Jinming Cao

In this paper, the Markov Chain Monte Carlo (MCMC) method is used to estimate the parameters of Logistic distribution, and this method is used to classify the credit risk levels o…

Data Analysis Monte Carlo Model OpenBUGS
IJBP Research Article Apr 28, 2021
Analysis of Excess Consumption in College Students by KPAG Method during the COVID-19 Pandemic
Bin Zhao* and Jinming Cao

With the arrival of COVID-19, some areas are under closed management, bringing about changes in the way people consume. It also leads to the excessive consumption of some people, …

Data Analysis Consumption Risk KPAG Algorithm